It's been all over the news. Of course you’ve no doubt heard about the massive data theft of 143 million consumer’s personal data from Equifax.  The problems this theft will cause could affect a lot of lives.  It could especially affect home buyers and mortgage applicants.

It’s likely that an enormous sensitive information was stolen from most Americans with credit, including addresses, Social Security numbers, driver’s license and credit card numbers.  These could be made available to the highest bidders. 

Those at the highest risk may be home buyers and mortgage applicants. This is because they have a significant amount of information on file at the credit bureaus. This could cause serious problems down the road, especially during the buying process.

There’s no need to panic, as steps can be taken to protect yourself.  You can lock down your credit files with fraud alerts or credit file freezes, which will prevent people from opening accounts in your name and will prevent them from getting credit reports.

The FTC has helpful information on identify-theft countermeasures at And if you’re thinking of doing a freeze, a good site is You can also get free, three-bureau credit monitoring service being offered by Equifax at The most important first step is to check your three credit reports for free at and see whether anyone has been tampering with your accounts.


6640 Santo Lina Trail NW, Albuquerque   $279,000

3 Bedrooms/ 2.5 Bathrooms/ 2670 Square Feet

Oversized corner lot w/Unobstructed views of the City, Bosque & Mountains along the Bosque in gated community. Close to to beautiful & scenic walking & bike paths!

Contact the Sandi Pressley team for additional details! 

Get your Morning Inspiration with the Sandi Pressley Team