Real Estate Information

Are you still thinking of the perfect way to spend time with the kids during Spring Break? Living in Albuquerque gives you plenty of exciting options. Here's a short list of some of the most kid-friendly activities in the area that are sure to thrill kids of all ages. (And you can keep them learning without them even realizing it.)

Albuquerque BioPark

At the Albuquerque BioPark, you can see sharks and polar bears living in the desert. The Albuquerque Zoo offers close encounters with animals from around the world. At the Albuquerque Aquarium, you'll discover how even though we live in a landlocked state, we are closer to the sea than you might think. The Albuquerque Botanic Garden is blooming with spring just around the corner. Then, finish it all off with a stroll through the Bosque or a trip to Tingley Beach.

New Mexico Museum of Natural History & Science

Discover dinosaur bones and fossils up close at the New Mexico Museum of Natural History & Science. On this journey through time, visitors discover how the universe formed billions of years ago and how it evolved to the present day. Discover what the Land of Enchantment used to look like millions of years ago, and learn about creatures that once roamed the land. The museum also hosts temporary exhibitions. With "Dogs, a Science Tail", visitors can learn why man's best friend is so special. This exhibit is on display through May 1.

American International Rattlesnake Museum

The American International Rattlesnake Museum is located in Old Town Albuquerque and houses rattlesnakes from all over the world. Discover why rattlesnakes don't deserve their bad reputation.

Petroglyph National Monument

Get outdoors by taking a hike on one of the trails at the Petroglyph National Monument, site of one of the largest petroglyph sites in North America. Native Americans and Spanish settlers carved symbols and designs into rocks hundreds of years ago, and the images can be viewed on a number of trails ranging from a short walk to a 2.2-mile hike.

Electric Playhouse

There's a lot going on at Electric Playhouse. Boredom will never set in with dozens of continually rotating games available. Kids and adults can play brain teasers together or burn some energy with games that require them to move. Every experience is unique!

National Museum of Nuclear Science and History

The National Museum of Nuclear Science and History teaches you about the Atomic Age. See how New Mexico contributed to nuclear science as we know it today. Visitors can also check out “To The Moon: Snoopy Soars with NASA,” an inside look at the Apollo 10 mission and Snoopy’s role in that flight. The exhibit runs through May 15.

HOT ALBUQUERQUE PROPERTY OF THE WEEK!

4501 ATHERTON Way NW, Albuquerque, NM 87120

Exquisite custom Tuscan home-in the gated community of Oxbow North. Impeccable hand crafted cabinetry throughout, travertine tile with inlay, gourmet kitchen with Wolf Appliances and Sub-Zero Refrigerator. Commercial grade radiant heating system (plus central forced air).Two master suites, 3 custom fireplaces, tiled balcony with breathtaking views of the city and mountains. Surround sound in great room and loft area, 4 car tandem garage..and so much more. Enjoy your next memorable home.

Learn More!

Contact us today to help you buy or sell your next home in Albuquerque. Looking for the perfect home for sale in Albuquerque? Our easy-to-use home search tool can help you start the process. Join us twice a week on our blog for more real estate advice and great reasons to buy a home in Albuquerque and the surrounding area. Follow us on Facebook for the latest Albuquerque real estate updates.

A home inspection is a requirement of real estate transactions. Professional home inspectors examine properties and identify problems a potential buyer should consider. It is possible to visit a home inspection if you are a prospective buyer. In either case, you'll receive a report of the inspection's findings.

It can be devastating to buy a home in Albuquerque only to find that it has structural problems that aren't fixable or are extremely expensive to fix after you buy the home. An inspection can help you avoid that potential disaster. Before buying a home, make sure the property has been inspected. Any major problem you discover can be discussed with the seller.

Although the two are sometimes confused, an inspection is not the same as an appraisal. An appraisal estimates the value of your property. Appraisals do not identify specific problems, but mortgage companies normally require them. Inspections are not required, but they are important.

Buyers and sellers must also conduct inspections. An inspection by a buyer occurs after you've made an offer, but before closing. Depending on what you find, you might need to renegotiate. A seller's inspection occurs before a home is listed for sale. Sellers might choose to do this to ensure their home is in a good condition before putting it on the market.

What Do Inspectors Look For?

Home inspections cannot cover everything, and there are certain parts of a house that may require an additional inspection.

A home inspection involves assessing the mechanical systems and structural integrity of a home. Windows, doors, ceilings, and walls are all assessed. Inspectors take a close look at major appliances, check the heating and air system, and examine the plumbing and electrical systems. Inspections aren't there to determine if you're getting a good deal.

Inspectors aren't interested in cosmetic issues unless they are also safety concerns.

The Report

You may see that an inspector completes a report using a checklist, or they may include paragraphs outlining problems. Any inspection is likely to uncover some issues unless the house is brand new.

How Does an Inspection Affect the Sale of a Home?

Buyers and sellers may renegotiate or end a potential deal if an inspection reveals potential issues.

In the event that a potential buyer walks away due to the inspection, you will have to put your home back on the market. An under contract or pending home that returns to the MLS can be a red flag for some buyers.

Potential buyers might demand that the seller make necessary repairs as part of renegotiation. The seller may also issue a credit so the buyer can make the repairs by themselves.

Before agreeing to anything, a seller may hire their own experts to determine what the inspector found. Inspectors can make mistakes.

Hiring an Inspector

You should hire a good inspector when buying a home in Albuquerque. Choose an inspector who is certified by an organization such as the American Society of Home Inspectors or the International Association of Certified Home Inspectors. To become a member of these organizations, you must pass exams, complete continuing education, and follow an ethics code.

Also, you might consider interviewing an inspector, who can share more information about their experiences. There are inspectors with specific expertise. A historic home inspector, for example, may be more appropriate for a home in an area such as Albuquerque.

Also, you can ask for references from past clients.

Last but not least, expect to pay anywhere from $300 to upwards of $500 for an inspection. This is typically paid upon completion of the service, and is not included in your closing costs.

HOT ALBUQUERQUE PROPERTY OF THE WEEK!

2528 BOSQUE ENTRADA Trail NW, Albuquerque, NM 87120

Welcome home to a slice of country living in the city! This impeccable 3 bed | 2 bath home is located in the much desired Bosque Del Rio neighborhood. Home features: freshly painted interior with an open concept kitchen, newly painted kitchen cabinets and new hardware, SS appliances, Quartz countertops, new fixtures, plantation shutters and window seats, 2 refrigerated air units, open and spacious living room. Outside is beautifully landscaped with low maintenance plants, trees and flowers; very relaxing! The Bosque trails are walking distance - where you will enjoy New Mexico living at its finest. Schedule your showing today!

Learn More!

Contact us today to help you buy or sell your next home in Albuquerque. Looking for the perfect home for sale in Albuquerque? Our easy-to-use home search tool can help you start the process. Join us twice a week on our blog for more real estate advice and great reasons to buy a home in Albuquerque and the surrounding area. Follow us on Facebook for the latest Albuquerque real estate updates.

If you're getting a bit tired of the hustle and bustle of city life, then these latest homes for sale in Albuquerque and Sandia Park are the ideal solution. They offer country living and amazing scenery, along with being outstanding homes. So make sure to act fast as they are sure to sell quickly!

Feel free to contact Sandi Pressley and her team at 505-263-2173 to get more information and schedule a viewing of these fine homes. You can also check out all of our listings on our Featured Listings page.

2528 BOSQUE ENTRADA Trail NW, Albuquerque, NM 87120

Welcome home to a slice of country living in the city! This impeccable 3 bed | 2 bath home is located in the much desired Bosque Del Rio neighborhood. Home features: freshly painted interior with an open concept kitchen, newly painted kitchen cabinets and new hardware, SS appliances, Quartz countertops, new fixtures, plantation shutters and window seats, 2 refrigerated air units, open and spacious living room. Outside is beautifully landscaped with low maintenance plants, trees and flowers; very relaxing! The Bosque trails are walking distance - where you will enjoy New Mexico living at its finest. Schedule your showing today!

Learn More!

76 SANDIA CREST Road, Sandia Park, NM 87047

Welcome to this charming mountain cottage surrounded by mature pines, native flowers and landscape. Freshly updated home. Stylish Kitchen with maple cabinetry, beautiful granite. Stainless appliances. Antique cupboard/pantry in kitchen will stay. Newer luxury vinyl flooring. Dining with views of soaring pines in the backyard. Enter home through a bright sunroom/mudroom that could be used as an office with south and east facing windows and views. Enjoy the open great room flooded with natural sunlight and warmed by a wood burning stove. Both bedrooms are separate for privacy. Possible 3rd bedroom on the back of the home in the basement. Deck on the back of the house is covered to enjoy NM evenings and stargazing. Community water. Septic inspection has been completed. 

Learn More!

Contact us today to help you buy or sell your next home in Albuquerque. Looking for the perfect home for sale in Albuquerque? Our easy-to-use home search tool can help you start the process. Join us twice a week on our blog for more real estate advice and great reasons to buy a home in Albuquerque and the surrounding area. Follow us on Facebook for the latest Albuquerque real estate updates.

If your Albuquerque home is old and in disrepair, getting it ready for the market can be tough in many ways. As is, you may be able to sell it, but at a much lower price than what you wanted.

'Band-Aid solutions' are temporary solutions; they may not provide the ideal or permanent solution that a kitchen renovation would, but they are intended to be done more quickly and be less expensive. 

When it comes to getting your home ready for company or selling your house, you have a few options for making it look good without spending a lot.

Peel-and-stick wallpaper

For those who don't want to commit to a particular look for decades - or who do not want to take down a permanent wall covering - peel-and-stick wallpaper is the perfect option. The use of graphic patterns, florals, or even faux wood grain can create a focal point or transform a room. 

Peel-and-stick backsplash

For backsplashes, peel-and-stick works too, and it's not just for renters looking to add a little style to their rented space.

Carrera marble will look amazing, classic subway tile will give your kitchen a classic feel, and weathered quartz will give your kitchen a natural feel. You can put it up in no time, and take it down just as quickly when you're ready for something new.

Floating floor

Floating floors, which are floors that go over another floor, are somewhat more maintenance-intensive than peel-and-stick materials, but they are still easier than other flooring options. You may be able to do it yourself on your own, and very affordably, if you have some skill and inclination to DIY.

Additionally, both natural hardwood and engineered wood floor planks-not to mention cork, ceramic tiles, and vinyl—are now also available in floating versions, which can be easily assembled by aspiring homeowners.

Peel-and-stick countertops

Using a PVC vinyl base, peel-and-stick countertops can make your home look more updated at a fraction of the cost of traditional countertops. These countertops are not best for high-traffic areas due to their durability (or lack thereof), but they can serve as a temporary makeup makeover for spaces you don't own, don't use often, or can't afford to renovate yet.

So yes, you can update your Albuquerque home on a budget and in little time, with just a bit of peel-and-stick.

HOT ALBUQUERQUE PROPERTY OF THE WEEK!

4501 ATHERTON Way NW, Albuquerque, NM 87120

Exquisite custom Tuscan home-in the gated community of Oxbow North. Impeccable hand crafted cabinetry throughout, travertine tile with inlay, gourmet kitchen with Wolf Appliances and Sub-Zero Refrigerator. Commercial grade radiant heating system (plus central forced air).Two master suites, 3 custom fireplaces, tiled balcony with breathtaking views of the city and mountains. Surround sound in great room and loft area, 4 car tandem garage..and so much more. Enjoy your next memorable home.

Learn More!

Contact us today to help you buy or sell your next home in Albuquerque. Looking for the perfect home for sale in Albuquerque? Our easy-to-use home search tool can help you start the process. Join us twice a week on our blog for more real estate advice and great reasons to buy a home in Albuquerque and the surrounding area. Follow us on Facebook for the latest Albuquerque real estate updates.

Would you like some assistance in buying a house in the rural areas around Albuquerque? One of the least-known programs of the USDA is its mortgage program.

There is a mortgage assistance program available to eligible buyers in rural areas, which could apply to areas around Albuquerque. A USDA loan is issued through the USDA Rural Development Guaranteed Housing Loan Program by the U.S. Department of Agriculture.

The loan program is intended to improve quality of life and economic conditions in rural areas. Rates are relatively low, and no down payment is required. Other USDA programs are also available.

How Does a USDA Home Loan Work?

USDA offers three different loan programs, though loan guarantees are the most common.

A USDA-backed mortgage is backed by a local lender that participates in the program, similar to a VA-backed loan. If you put down little or no money down on a mortgage, you can still get a low interest rate, but you will still have to pay mortgage insurance.

The second program is a direct loan from the USDA. The mortgage can be obtained by low- and very-low-income applicants, and the interest rate can be as low as 1% with subsidies.

Loans and grants that provide homeowners with outright cash to make repairs or upgrades to their homes are called home improvement loans and grants. There are also packages that combine a grant and a loan.

Do You Qualify?

A home loan guarantee has income limits which vary by location. Your household size is also taken into account. USDA-backed loans can only be used for owner-occupied primary residences.

You must be a U.S. citizen or permanent resident, and your monthly payment must be 29% or less of your income. Your payments must include interest, taxes, and insurance. The total of your monthly debt payments cannot exceed 41% of your income, but USDA may allow a higher ratio if your credit score is above 680.

In order to qualify, you need to demonstrate dependable income for at least 24 months, and you need a good credit history. No accounts can have been in collections within the past 12 months.

You will receive streamlined loan processing if your credit score is at least 640. Borrowers with a score below that will face tougher underwriting standards.

If you want a USDA loan, you must demonstrate that you have a great need for housing. It means that you do not have what's characterized as a safe or sane dwelling. Traditional lenders won't offer you a loan, and you might have an adjusted income that's at or below the local low-income limit.

Direct USDA loans are usually issued for properties measuring 2,000 square feet or less, with market values below the loan limit in the area.

USDA loans can only be used to finance homes in rural areas or at the edge of suburbs. You can find out if a home qualifies for USDA funding by going online. All you have to do is enter the address of the home.

In order for you to qualify for USDA loans, your adjusted gross income cannot exceed 115% of the median income where you live.

A USDA loan, like a conventional loan, requires an appraisal before it can be approved, but the purpose of each appraisal is different.

When it comes to conventional loans, lenders want to make sure they aren't giving a loan greater than the property's value. An appraisal for a USDA loan not only ensures the value of the home is appropriate for the loan amount, but also makes sure it complies with USDA requirements. To qualify, the house must be in good livable condition. It must, for instance, have a functional heating system.

There is help for those in rural areas to buy a home in the Albuquerque area. Check out this option and feel free to contact Sandi Pressley and her team to find a home that qualifies.

HOT ALBUQUERQUE PROPERTY OF THE WEEK!

4501 ATHERTON Way NW, Albuquerque, NM 87120

Exquisite custom Tuscan home-in the gated community of Oxbow North. Impeccable hand crafted cabinetry throughout, travertine tile with inlay, gourmet kitchen with Wolf Appliances and Sub-Zero Refrigerator. Commercial grade radiant heating system (plus central forced air).Two master suites, 3 custom fireplaces, tiled balcony with breathtaking views of the city and mountains. Surround sound in great room and loft area, 4 car tandem garage..and so much more. Enjoy your next memorable home.

Learn More!

Contact us today to help you buy or sell your next home in Albuquerque. Looking for the perfect home for sale in Albuquerque? Our easy-to-use home search tool can help you start the process. Join us twice a week on our blog for more real estate advice and great reasons to buy a home in Albuquerque and the surrounding area. Follow us on Facebook for the latest Albuquerque real estate updates.

Most of us have probably spent more time in our homes in Albuqerque over the past couple of years than we have in the past 10 combined. Maybe more. If that's the case with you, you're probably getting a bit tired of your surroundings. Maybe your home is in a rut, with an ugly living room, a cluttered kitchen, or just outdated everything. It may be so bad that you want to move.

But before you throw in the towel on your haggard home, why not take a second look at your abode and think about making some easy changes that will bring the love back. And when you're done making things more appealing, if you're still not satisfied, you're home will be more ready to sell to Albuquerque home buyers.

Here are 9 easy ways to make you love your home again.

1. Rearrange your furniture.

This is an easy one, but has a big impact. Maybe you can use a home deisgn app to help you before you lug your furniture around. Sometimes, all a tired living room needs is a little refresher, and that can often be achieved without spending a dime. Check out HGTV for some tips.

2. Clear up the clutter.

Clutter is so easy to let get out of control, and it can make a huge difference in how you feel about your home and life. Organizing can help to bring order to your space and your mind, reducing messes and stresses.

3. Get a new TV.

If you still have an old tube TV because you thought flat screens were too expensive, your day has arrived. If you haven't been shopping for flat screen TVs lately, you'll be surprised by how inexpensive they are now. You can get a larg screen for only a few hundred dollars these days. Do a little comparison shopping and you'll be watching HI-Definition movies and TV in no time.

4. Pick one room to overhaul per quarter.

Pick one room every few months to overhaul. Schedule a weekend scrubbing, swapping out linens, painting, changing light bulbs or whatever else is needed for an easy and cheap update. By the end of a year, you're whole home will be overhauled.

5. Use your spare change.

Change out your throw rug, window coverings, or accessories. Designating a special spot to collect leftover coins at the end of the day will give your family purpose, and before you know it you'll have a "Freshen Up Fund."

6. Change out your wall art.

Do you have a decent printer? Why not change out your wall art with some new masterpeices. With a computer and a printer, the options are limitless.

7. Clean it up.

Organize the gang on a Saturday morning to clean the baseboards, light fixtures, and ceiling fans. Sprucing up these often-dusty and grimy areas can really freshen up a space. 

8. Take care of little issues that you've been ignoring.

Fix little issues like toilet paper holders that have come out of the wall and crooked pictures that raise your ire every time you walk by them. Take a good look at your whole house and make a list of the things you've been overlooking.

9. Paint your old kitchen cabinets.

Painting your kitchen cabinets may be a lot of work. But you won't regret it when you're done. And you may just love your kitchen so much again you'll choose to fix up some other stuff.

It doesn't take a fortune or an army of contractors to make your home feel new again. 

HOT ALBUQUERQUE PROPERTY OF THE WEEK!

12 DUSTIN Court, Placitas, NM 87043

High atop in Placitas with magnificent sunrise & sunset views of mountains & mesas!! Lots of natural light, wood beam ceilings, open plan, 3 living areas, sep study/office plus In-law/guest suite! REFRIG AIR! Living room features cozy Kiva fireplace & wall of windows w/mtn views! Formal dining room &butler pantry. Beautiful kitchen has SW style cabinets, island, built-in oven, gas cooktop, bkfst bar & nook w/banco. Private master suite features a sitting room/office, fireplace, sep shower, huge walk-in closet & covered patio with views! Secondary bdrs w/Jack-N-Jill bath! Lower level walk-out living room/game room/media room! 3CG. paved driveway & cul-de-sac location. Natural landscape, 2 waterfalls, covered portals & private courtyard to enjoy the beauty and nature of Placitas!

Learn More!

Contact us today to help you buy or sell your next home in Albuquerque. Looking for the perfect home for sale in Albuquerque? Our easy-to-use home search tool can help you start the process. Join us twice a week on our blog for more real estate advice and great reasons to buy a home in Albuquerque and the surrounding area. Follow us on Facebook for the latest Albuquerque real estate updates.

Whether you plan to buy a home soon in Albuquerque or have lived here for a while, there's always something fascinating to discover here. The rich history of Albuquerue is matched only by it's stunning beauty. If you're looking for ways to discover more about this amazing area, check out these fun and exciting things to do in Albuquerque!

The National Museum of Nuclear Science & History

601 Eubank Blvd. S.E., Albuquerque, NM 87123

The National Museum of Nuclear Science & History is an intriguing place to learn the story of the Atomic Age, from early development and the Cold War to today's peaceful uses. The permanent displays and changing special exhibits present history, science applications, and future developments of nuclear energy. Adults and children alike will be fascinated by this important part of New Mexico's history. 

The Stables at Tamaya

1300 Tuyuna Trl., Santa Ana Pueblo, NM 87004

The Stables at Tamaya, located at the beautiful Hyatt Regency Tamaya Resort & Spa, offer a unique and fun way to experience the Pueblo backcountry on a horse that's been rescued by the Tamaya Horse Rehabilitation Program. Our experienced trail guides can tailor an incredible trail ride that is sure to please every member of your family or group. Enjoy a peaceful journey on horseback through the cottonwood trees that line the Rio Grande and Jemez Rivers, or meander along mesa trails with views of ancient petroglyphs.

Ghost Tours of Old Town Albuquerque

They know the sights, sounds, flavors, people, shops, products, places, photo opportunities & all the unique things that give visitors the complete “Old Town Experience”. Whether visiting for a few hours or for several days, you won't miss a thing! Both History Tours & GHOST Tours are scenic, historic, romantic, & filled with local culture & flavors.

Above and Beyond Affordable Balloon Rides

Your Hot Air Balloon specialists, Above & Beyond offers hot air balloon rides over the Rio Grande River in beautiful Albuquerque, New Mexico. Balloon rides are year-round weather permitting. They specialize in groups both large and small, ranging from weddings & anniversaries to conventions & tourist groups. 

ABQ BioPark

903 10th St. S.W., Albuquerque, NM 87102

The ABQ BioPark is a unique environmental museum comprising four facilities.

Zoo, Aquarium, Botanic Garden and Tingley Beach (fishing lakes). Their mission is to Discover Nature, Inspire Action. Vision: Leading innovative collaboration in connecting, people, plants and animals. The ABQ BioPark is a division of the City of Albuquerque's Cultural Services Department.

HOT ALBUQUERQUE PROPERTY OF THE WEEK!

12 DUSTIN Court, Placitas, NM 87043

High atop in Placitas with magnificent sunrise & sunset views of mountains & mesas!! Lots of natural light, wood beam ceilings, open plan, 3 living areas, sep study/office plus In-law/guest suite! REFRIG AIR! Living room features cozy Kiva fireplace & wall of windows w/mtn views! Formal dining room &butler pantry. Beautiful kitchen has SW style cabinets, island, built-in oven, gas cooktop, bkfst bar & nook w/banco. Private master suite features a sitting room/office, fireplace, sep shower, huge walk-in closet & covered patio with views! Secondary bdrs w/Jack-N-Jill bath! Lower level walk-out living room/game room/media room! 3CG. paved driveway & cul-de-sac location. Natural landscape, 2 waterfalls, covered portals & private courtyard to enjoy the beauty and nature of Placitas!

Learn More!

Contact us today to help you buy or sell your next home in Albuquerque. Looking for the perfect home for sale in Albuquerque? Our easy-to-use home search tool can help you start the process. Join us twice a week on our blog for more real estate advice and great reasons to buy a home in Albuquerque and the surrounding area. Follow us on Facebook for the latest Albuquerque real estate updates.

Considering selling your Albuquerque home in the near future? Due to the hot market, most homes are selling quickly. Even so, your home needs to look amazing to get the best price.

Making improvements to the exterior of your home is one effective way to achieve this. Here are some top tips to get the outside of your home in great shape.

Paint the House

Selling a house can be made easier with a great paint job. Potential buyers tend to avoid houses with old or outdated paint. These days it is more important than ever to make a good first impression. When potential buyers aren't impressed with the outside appearance of your home, they'll be less likely to view it.

If you have recently painted your home, you might want to consider updating the trim to give it a fresh, new look without having to complete a complete painting project.

Clean It

Good old soap and water and a long-handled, soft bristle brush is a good way to remove dirt and grime from your siding. Try spraying it off first, then scrub it if needed with a solution of 1/2 cup trisodium phosphate—TSP, (available at grocery stores, hardware stores, and home improvement centers) dissolved in 1 gallon of water.

Power Wash

Use a power washer if TSP doesn't remove the dirt. During your power washing, you might as well clean your walkways and driveway as well.

Front Door

It can make a huge difference to freshen up your front door. The process can be as simple as a good scrubbing, or as complex as a complete painting. A new door will be a great investment if the whole thing needs to be replaced.

Check Eaves and Downspouts

Cobwebs, wasps nests, and grime love these areas.

Stain the Fence

Have you noticed that your wooden fence is looking weathered? If you really want to kill some time, you can stain it yourself. For a more professional look, you may want to rent or buy a sprayer.

Wash the Windows

Do some work on those windows with those restless teenagers of yours. Even if you don't have teenagers, this is a wonderful way to get fit. Cleaning is most effective when you use dishwashing liquid and a squeegee.

Landscaping

The appearance of your home's exterior is largely influenced by your lawn. Even though you might spend a lot of time and effort on the house itself, you might lose all the effect if the lawn is unkempt. Taking care of your lawn starts with regularly mowing it. To give your lawn an extra boost, you can plant flowers, weed, and edge it. You should give your bushes and hedges a good haircut. (People appreciate nice haircuts these days.)

During this pandemic, your home is an investment that protects you. Even if you don't intend to sell your Albuquerque property, giving it some attention and love can be a very worthwhile investment.

HOT ALBUQUERQUE PROPERTY OF THE WEEK!

4501 ATHERTON Way NW, Albuquerque, NM 87120

Exquisite custom Tuscan home-in the gated community of Oxbow North. Impeccable hand crafted cabinetry throughout, travertine tile with inlay, gourmet kitchen with Wolf Appliances and Sub-Zero Refrigerator. Commercial grade radiant heating system (plus central forced air).Two master suites, 3 custom fireplaces, tiled balcony with breathtaking views of the city and mountains. Surround sound in great room and loft area, 4 car tandem garage..and so much more. Enjoy your next memorable home.

Learn More!

Contact us today to help you buy or sell your next home in Albuquerque. Looking for the perfect home for sale in Albuquerque? Our easy-to-use home search tool can help you start the process. Join us twice a week on our blog for more real estate advice and great reasons to buy a home in Albuquerque and the surrounding area. Follow us on Facebook for the latest Albuquerque real estate updates.

Many of us in Albuquerque are concerned about sustainability and being as eco-friendly as possible. Making your life more sustainable doesn't have to be expensive, and this includes your home decor.

Listed below are simple, practical ways you can achieve a more sustainable and often healthier lifestyle through your interior design.

Material Selection

It is possible to design a more sustainable home by choosing the right flooring, furniture, rugs, and other key items.

Reclaimed wood, for example, can be used to make flooring and furniture. Reclaimed wood is a great way to repurpose and recycle old materials.

Unlike traditional wood, bamboo is a more environmentally friendly material that can be used in home design. A fast-growing plant, it doesn't require a lot of fertilizers or pesticides, and it grows without a lot of help from us.

Flooring is increasingly being made from cork, a sustainable material that is made to look and feel like hardwood.

Textiles and upholstery made from natural materials such as jute are environmentally friendly. Strong and renewable, jute grows quickly.

Healthy Paints

Choose paints or varnishes that contain low levels of volatile organic compounds when you're painting or varnishing. As volatile organic compounds evaporate at room temperature, they produce poisonous gases that harm your health and pollute the environment.

Consider products that say they're low VOC or non-toxic when choosing paints and finishes. Water-based paints and milk paint are also sustainable solutions.

Change Your Light Bulbs

Changing your light bulbs is one of the easiest and fastest ways to make your home more eco-friendly. Consider replacing your old incandescent bulbs with LEDs that use seventy five percent less energy. Aside from that, they also last longer.

You can typically still keep your original lighting source and get the benefits of the new bulbs, so it’s not a major project.

Buy Vintage

We all tend to like finding a good deal on cheap, new furniture, but there are some advantages to shopping for vintage or antique options. First, it’s fun to find treasures, and you may actually save money over the cost of new items.

Old furniture tends to be well-made and stand the test of time, and you’re giving these items new life.

Choose a Color Scheme

Depending on the colors you choose for your décor you can have a positive or negative environmental impact.

You can gain more light in your home by using light colors. You will need less artificial lighting if you use lighter colors instead of darker ones.

If you choose lighter colors for your home, you will be able to use less energy to keep a comfortable temperature.

Treatments for Windows

Controlling heating and lighting is possible with window coverings.

Your windows lose the majority of your heat, and you might not have the money in your budget to upgrade your windows just yet, so window coverings can help. Depending on the weather, you can open or close your window coverings to keep the cold air and sunlight out.

Automate Your Home

Home automation systems like Nest allow you to control lighting and heating remotely, creating a more efficient home.

Using Plants

There are many benefits to having greenery in your home. You will feel happier and more productive if you surround yourself with greenery. Your immune system can benefit from them, and they're good for the environment since they provide oxygen while filtering out harmful chemicals.

Sustainable design should aim to provide a healthy environment for your family and to reduce your dependence on non-renewable resources, as well as reduce your energy consumption. It's not necessary to achieve all of these at once. Beginning with your home, you can begin taking small steps toward a more sustainable future.

HOT ALBUQUERQUE PROPERTY OF THE WEEK!

4501 ATHERTON Way NW, Albuquerque, NM 87120

Exquisite custom Tuscan home-in the gated community of Oxbow North. Impeccable hand crafted cabinetry throughout, travertine tile with inlay, gourmet kitchen with Wolf Appliances and Sub-Zero Refrigerator. Commercial grade radiant heating system (plus central forced air).Two master suites, 3 custom fireplaces, tiled balcony with breathtaking views of the city and mountains. Surround sound in great room and loft area, 4 car tandem garage..and so much more. Enjoy your next memorable home.

Learn More!

Contact us today to help you buy or sell your next home in Albuquerque. Looking for the perfect home for sale in Albuquerque? Our easy-to-use home search tool can help you start the process. Join us twice a week on our blog for more real estate advice and great reasons to buy a home in Albuquerque and the surrounding area. Follow us on Facebook for the latest Albuquerque real estate updates.

Are you unemployed and thinking about buying a home in Albuquerque? You might think it's an impossible feat. But it might be possible to still qualify for a mortgage if you have other forms of income.

In short, you can't use your unemployment benefits to get a mortgage, but there may be other options to help you buy a home in Albuquerque.

What Forms of Income Count?

There are numerous types of income you can use if you are trying to get a mortgage. If you have dividends from investments or Social Security income, these can be included as income for mortgage purposes.

Another option is to have a co-signer.

Mortgage lenders do not consider unemployment income because it's a short-term source of income. Therefore, it isn't qualified income. Getting a mortgage while you are unemployed requires that at least one of the applicants has financial documentation.

In most cases, lenders require a stable income for at least two years. Lenders must also prove that income will continue for at least three years into the future. A lender cannot verify your future earnings if you're recently unemployed.

What Happens If You Return to Work?

Once you return to work after being on unemployment, you may not have to show a two-year job history to a lender. Depending on certain factors, reapplying for a mortgage might not even be necessary.

The factors can include, for example, whether or not you have income from other sources, how you handled your finances while unemployed, or the size of your down payment.

In the event that you have not yet started your new job, but you have an offer letter for employment, you may be able to qualify for a mortgage. The letter may need to verify that you'll be employed within 90 days of getting the mortgage, and it should also show your income.

Applying with a Co-Signer

A co-borrower will make it easier for you to get a mortgage following an unemployment period. When making an assessment, a lender will consider the income, debt-to-income ratio, and credit score of the other borrower.

Your co-borrower will need to have a good credit rating and a steady, verifiable income.

What is Considered Income?

Regular income payments made to you are counted by most lenders when determining whether you qualify for a mortgage.

This can include, for instance, income from a traditional job as well as many types of government benefits, self-employment, child support, and alimony. You can include income from rental properties if you own them. Payments you receive as a freelancer also count.

Lenders consider retirement and disability benefits to be income. Dividends, capital gains, and interest income can sometimes be considered.

Among the things that do not count as income are income that's not listed on tax returns, illegal income and projected income. If a lender is unable to verify your income, it won't be accepted, and capital withdrawals can't be used.

As a whole, you cannot use unemployment income to get a mortgage, but there are other options, such as finding a co-signer or co-borrower, or using other forms of income.

HOT ALBUQUERQUE PROPERTY OF THE WEEK!

4501 ATHERTON Way NW, Albuquerque, NM 87120

Exquisite custom Tuscan home-in the gated community of Oxbow North. Impeccable hand crafted cabinetry throughout, travertine tile with inlay, gourmet kitchen with Wolf Appliances and Sub-Zero Refrigerator. Commercial grade radiant heating system (plus central forced air).Two master suites, 3 custom fireplaces, tiled balcony with breathtaking views of the city and mountains. Surround sound in great room and loft area, 4 car tandem garage..and so much more. Enjoy your next memorable home.

Learn More!

Contact us today to help you buy or sell your next home in Albuquerque. Looking for the perfect home for sale in Albuquerque? Our easy-to-use home search tool can help you start the process. Join us twice a week on our blog for more real estate advice and great reasons to buy a home in Albuquerque and the surrounding area. Follow us on Facebook for the latest Albuquerque real estate updates.